When you’re shopping for a luxury vehicle, understanding your Genesis financing options is key to making a confident purchase. Whether you're buying or leasing, there are several paths to ownership depending on your needs and goals. At Jenkins Genesis of Ocala, we’re here to simplify the process and provide the answers you're looking for — here are just a few.
What credit score do I need to finance a Genesis?
Most lenders prefer a credit score of 660 or higher for standard financing, but options may be available for lower scores with higher interest rates. We work with a range of lenders to help secure the best possible offer for your credit profile and offer tips on how to raise yours.
Can I finance a Genesis vehicle with no money down?
Yes, zero-down financing may be available to qualified buyers. Keep in mind that choosing to make a down payment can reduce your monthly payments and interest over time.
Should I lease or finance my Genesis?
Leasing typically offers lower monthly payments and the ability to upgrade sooner, while financing builds equity in the vehicle over time. The best choice depends on how long you plan to keep the car and your driving habits.
What is Genesis CPO financing, and how does it work?
Genesis Certified Pre-Owned (CPO) financing allows you to finance a gently used, manufacturer-backed vehicle with special rates and warranty coverage. It’s a great option if you want Genesis quality at a more accessible price point.
Can I trade in my current vehicle to lower my Genesis financing costs?
Yes, your trade-in can be applied as a down payment to reduce the total amount you finance. Our team will assess your vehicle's value and apply it toward your purchase or lease.
Get Expert Genesis Financing Advice in Ocala, FL
Navigating the financing process doesn’t have to be stressful, especially when you have a trusted team guiding you every step of the way. At Jenkins Genesis of Ocala, we’re here to answer your questions, compare financing options, and help you get into the perfect Genesis vehicle. Contact our finance center today to get started with a test drive!
